by Joselyn Mwenifumbo | Letters
To Whom It May Concern, On (DATE), I received my credit report from you. It included the following incorrect information: {dispute_item_and_explanation} I am enclosing a copy of my credit report with the incorrect data highlighted. I just received a letter from...
by Joselyn Mwenifumbo | Letters
To Whom It May Concern: This letter is to formally advise you that I believe your company has violated several of my consumer rights. Specifically, you failed to validate a debt at my request, which is a FDCPA violation and you continued to report a disputed debt to...
by Joselyn Mwenifumbo | Letters
To Whom It May Concern, I dispute your claim and I am requesting validation from you pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (8) (FDCPA). Provide breakdown of fees including how you calculated what you claim I owe. 2 Provide a copy of...
by Joselyn Mwenifumbo | Letters
To Whom It May Concern: I recently sent you a request to reinvestigate incorrect items which you reported to the credit agencies. You ignored my request. Federal law requires that you complete your reinvestigation of my request within 30 days. It has now been more...
by Joselyn Mwenifumbo | Letters
To Whom It May Concern, I am in disagreement with the information listed below which you reported to the credit agencies and still appear on my credit report, even after your investigation. I would like these item(s) immediately re-investigated and removed. These...
by Joselyn Mwenifumbo | Letters
To Whom It May Concern, This letter is a formal complaint that you have reported inaccurate and incomplete credit information to the credit bureaus. Federal laws require furnisher’s of information to report accurate credit information to the credit bureaus and in this...
