To Whom It May Concern,
I dispute your claim and I am requesting validation from you pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (8) (FDCPA).
- Provide breakdown of fees including how you calculated what you claim I owe. 2 Provide a copy of my signature on a contract or document that holds me responsible for this alleged debt.
- Cease any credit bureau reporting until debt has been validated by me as required under the FCRA.
- Send me proof that you are licensed to collect debt in the my state.
- Send this information to my address listed above and accept this letter-sent as my formal debt validation request, which I am allowed under the FDCPA.
I will await your reply with above requested proof. Upon receiving it, I will correspond back with you.
Sincerely,
{client_signature}
____________________________
{client_first_name} {client_last_name}