To Whom It May Concern:

I recently sent you a request to reinvestigate the information previously disputed. I have attached my previous correspondence for you to revisit.

The computer-generated response I received is unacceptable and I am losing patience. If the information is not immediately reinvestigated and removed, I will be forced to seek legal counsel for relief through the court and file complaints with regulatory enforcement agencies including the CFPB, FTC and my state attorney general.

Remove this incorrect information at once and send me an updated copy of my credit history report.

{dispute_item_and_explanation}

I also request that you please send notices of corrections to anyone who received my credit report in the past six months.

Sincerely,

{client_signature}
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{client_first_name} {client_last_name}